Stablecoins

Stablecoin Yields

Yield.xyz offers the most flexible and powerful infrastructure for integrating stablecoin yields into any wallet, neobank, or financial application. Our API coverage represents ~90% of the DeFi market, covering more than 1000 stablecoin strategies and across networks including Ethereum, Base, Arbitrum, Optimism, Solana, BNB Chain, Polygon, Avalanche, and more.

Clients can choose between a frictionless, fee-less setup or a fully monetized, optimized deployment using our OAVs (Optimized Allocator Vaults).

Supported protocols


ProtocolSupported ChainsStablecoins
AaveArbitrum, Avalanche, BNB Chain, Base, Ethereum, Ethereum Sepolia, Gnosis, Linea, Optimism, Plasma, Polygon, SonicAUSD, crvUSD, DAI, EURA, EURC, EURe, EURS, eUSDe, FDUSD, FRAX, GHO, JEUR, LUSD, PYUSD, RLUSD, sUSD, sUSDe, syrupUSDT, USDbC, USDC, USDe, USDS, USDT, USDT0, USDTB
AngleArbitrum, Base, EthereumEURA, USDA
BlendStellarEURC, USDC
CompoundArbitrum, Base, Ethereum, Optimism, PolygonUSDbC, USDC, USDS, USDT
CurveArbitrum, Avalanche, Base, Ethereum, Optimism, Polygon, SonicalUSD, ApeUSD, crvUSD, cUSDO, DAI, eUSD, EURA, EURS, FRAX, frxUSD, fxUSD, GHO, GUSD, ibEUR, iUSD, LITUSD, luaUSD, LUSD, MIM, mkUSD, msUSD, MUSD, nUSD, nxUSD, OUSD, PYUSD, reUSD, reUSDe, RUSDY, scrvUSD, scUSD, sDUSD, sfrxUSD, sUSD, sUSDAI, sUSDe, sUSDS, thUSD, TUSD, USD0, USD3, USDa, USDAF, USDAI, USDC, USDe, USDFI, USDG, USDL, USDM, USDP, USDQ, USDR, USDS, USDT, USDX, xfrxUSD, YUSD
DriftSolanaAUSD, EURC, PYUSD, sUSDe, syrupUSDC, USD1, USDC, USDe, USDS, USDT, USDY
EthenaEthereumUSDe
EulerArbitrum, Avalanche, Base, BNB Chain, Ethereum, Linea, Monad, Plasma, Sonic, UnichainAUSD, DAI, EURC, GHO, PYUSD, RLUSD, USD0, USD0++, USD1, USDC, USDS, USDT, USDT0, USDX, USDY, USDaf, USDai, USDe, USDf, USDt, USDtb, YUSD, avUSD, cUSD, cUSDO, deUSD, eUSDe, frxUSD, fxUSD, jrUSDe, lisUSD, lvlUSD, mUSD, msUSD, pUSDe, plUSD, rUSD, reUSD, sUSDC, sUSDS, sUSDX, sUSDaf, sUSDai, sUSDe, sUSDf, savUSD, scUSD, sdeUSD, sfrxUSD, slvlUSD, splUSD, srUSD, srUSDe
FluidArbitrum, Base, Ethereum, Plasma, PolygonAUSD, EURC, GHO, sUSDS, USDC, USDe, USDT, USDT0, USDTB
GearboxArbitrum, EthereumDAI, GHO, USDC, USDT
Idle FinanceEthereumDAI, USDC
KaminoSolanaEURC, FDUSD, PYUSD, sUSDe, syrupUSDC, USDC, USDe, USDG, USDH, USDS, USDT
ListaDAOBNB ChainUSD1, U, lisUSD, USDT
MapleEthereumUSDC, USDT
MorphoArbitrum, Base, Ethereum, Katana, Monad, Optimism, Polygon, UnichainAUSD, CDXUSD, crvUSD, DAI, DUSD, EURA, EURC, EURcv, EURe, EUSD, FRAX, lvlUSD, msUSD, MUSD, PYUSD, RUSD, sUSDS, USD0, USDA, USDC, USDCv, USDe, USDF, USDQ, USDR, USDS, USDT, USDT0, USDTB, USDU, vbUSDC, vbUSDT, verUSDC
PancakeSwapArbitrum, Base, BNB Chain, Ethereum, Linea, MonadAUSD, EURC, TUSD, USD0, USD1, USDC, USDT, lisUSD, sUSDX, U
SparkArbitrum, Base, Ethereum, Optimism, UnichainDAI, PYUSD, sUSDS, USDC, USDT
SummerFiArbitrum, Base, Ethereum, HyperEVM, SonicEURC, USDC, USDT
SynthetixEthereum, OptimismsUSD
UpshiftBNB Chain, Ethereum, HyperEVM, Monad, PlasmaAUSD, nUSD, USDC, USDe, USDT, USDT0
VedaPlasmaUSDT0
VenusBNB ChainDAI, FDUSD, TUSD, USDC, USDT
YearnArbitrum, Base, Ethereum, Katana, PolygonAUSD, crvUSD, DAI, EURC, GHO, mkUSD, USDAF, USDC, USDS, USDT, vbUSDC, vbUSDT, yvAJNAUSDC
Yo ProtocolBaseEURC, USDC

Integration Options

When integrating Yield API, clients have two distinct options:

  1. Base Stablecoin Yields (Plain Vanilla)
    1. Users interact directly with underlying DeFi protocols.
    2. No fees are charged to the user.
    3. Ideal for clients seeking a straightforward, no-friction integration.
    4. Zero complexity: no vault deployment required.
  2. Optimized Allocator Vaults (OAVs)
    1. Fully customizable vaults built on Yield.xyz OAV infrastructure.
    2. Enable clients to offer single-strategy or multi-strategy stablecoin vaults.
    3. Unlock monetization through configurable fees (performance, deposit, management).
    4. Automate workflows including wrapping, swapping, bridging, off-ramping of incentive tokens, increased compounding, and more.

Learn more about how OAVs work here.


Monetization Options

For clients opting to deploy stablecoin vaults via OAVs, Yield API provides a transparent and flexible monetization model:

  • Deposit Fee: Optional upfront fee on user deposits.
  • Performance Fee: Charged only on actual profits earned by the user.
  • Management Fee: Annual fee based on assets under management (AUM).

These fees are fully customizable and can be embedded seamlessly within your application. You can enable monetization on a per-strategy or per-user basis, depending on your business model.

Learn more about monetization configurations here.